Legal notice
Navigation on this Internet site is subject to Luxembourg legislation and regulations, as well as the following conditions.
This Internet site is the exclusive property of LA LUXEMBOURGEOISE and LA LUXEMBOURGEOISE-VIE, both Limited Insurance Companies, hereinafter referred to a “lalux”.
By continuing to view the Internet site, the user unreservedly acknowledges his acceptance of the following conditions.
lalux reserves the right to amend the conditions of use of this Internet site at any time. Indeed, lalux advises any user regularly to consult the latest applicable version of the conditions.
COPYRIGHT
The texts, brands, logos, information or elements appearing on this Internet site are the exclusive property of lalux.
Any total or partial reproduction, representation, translation, adaptation or dissemination of the content of the site on any support whatsoever or by any process whatsoever shall constitute an unauthorised imitation and shall be prohibited in the absence of express authorisation and consent from lalux.
ACCURACY OF INFORMATION
This Internet site is intended for lalux customers, and more generally anyone interested in the products and/or services offered by lalux.
All possible efforts have been made to ensure the accuracy of the information provided on this Internet site. However, no guarantee can be given that all the information is correct.
lalux may not be held liable for any inaccurate, incomplete or erroneous information, or for any falsified or altered information.
lalux reserves the right to change the content of the site or even to make it inaccessible.
The content of this Internet site is provided solely for information.
Sites outside the lalux site, particularly those of lalux partners with a hypertext link to or from this site, are not under the control of lalux, which consequently denies any liability regarding their content or accessibility. The user is solely responsible for their use.
USE OF THE INTERNET – NOMINAL DATA AND LIABILITY
The Internet site is free of charge (excluding Internet connection costs borne by the user), and open 24 hours a day seven days a week, except in the event of force majeure, IT breakdowns, maintenance or problems associated with the telecommunications networks.
lalux undertakes to take all necessary action as quickly as possible to re-establish operation of the Internet site and its accessibility.
lalux may not be held liable for any direct or indirect, material or immaterial loss or damage caused by use of the Internet site, and particularly in relation to its interruption, cessation or malfunction resulting from a halt for maintenance or repair of the lalux IT system, technical breakdowns or network overload, telecommunications network cuts, errors, negligence or faults on the part of suppliers or third parties, or any IT virus originating on the Internet.
lalux states that the Internet site uses the “Google Analytics” system, “cookies” and data relating to the IP address.
By viewing the Internet site, the user consents to his data being processed by Google Analytics.
When visiting the Internet site, one or more “cookies”, containing no personal information, may be placed on the user’s hard drive.
“Cookies” are used exclusively to facilitate the transmission of technical information, and they are placed and stored on the user’s hard drive when visiting the Internet site.
No “cookie” shall be placed permanently on the user’s equipment.
Within the context of the products and services offered, lalux reserves the right to ask for personal data from users of the Internet site.
Only data useful and necessary for the provision of the services offered shall be stored on any electronic support or in any other manner.
Personal data shall be processed by lalux in accordance with the legislation relating to the protection of people with regard to the processing of their personal data.
lalux may use personal data gathered for marketing purposes unless the user expressly objects thereto.
When providing the products and services it offers, lalux may communicate data to third parties unless the user expressly objects thereto.
lalux undertakes, without any obligation of result, to put all necessary means in place to guarantee the user all security and confidentiality of his transmitted data, but reminds users that the secrecy of correspondence is not guaranteed at all on any Internet network.
The user consents to any use of the Internet site being on his sole liability.
Any gathering of data via the site shall be subject to the provisions of the applicable consumer and personal data protection legislation, and governed by these conditions.
By communicating his telephone number(s) or email address(es) on the Internet site, the user accepts and authorises lalux to send him information by telephone, SMS or email.
By authorising lalux to communicate information via SMS or other means of communication which might be chargeable, the user acknowledges that he will bear such costs if they are incurred.
The user accepts that any access to the Internet site or any use of it shall be on his sole liability.
It shall be incumbent upon the user to take all appropriate measures and to make all arrangements to protect his own data and/or software from contamination by any virus or other pirate process circulating on the Internet.
It is recalled that lalux shall refrain from sending emails for the purposes of gathering confidential information (access codes, passwords or bank account numbers).
If such emails are received, it is fully recommended that users inform lalux immediately thereof, and in no case provide the confidential information requested by electronic means.
lalux may not be held liable in the event of dissemination of confidential information by the user himself.
WEBMASTER
The site has been created by lalux. If, despite regular checks, you observe an anomaly, or if you encounter problems on this site, lalux asks you to notify it at this address: groupeLL@lalux.lu
Your comments, ideas or reactions will of course be studied very carefully. We thank you for your interest in this Internet site and would ask you not to hesitate in contacting lalux at the address indicated.
APPLICABLE LAW – TERRITORIAL COMPETENCE AND LANGUAGE
This Internet site shall be subject to Luxembourg legislation and regulations.
Only Luxembourg laws and regulations shall be applicable.
Exclusive competence is given to the Luxembourg Courts to hear any dispute in relation to the use, interpretation and execution of information and data appearing on the Internet site.
Only the French version of the lalux Internet site shall have the force of law.
