Prepare your child's future! The gift for newborns

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Prepare your child's future from an early age and allow him or her to study or start a career. With LALUX and Spuerkeess you can build up savings for your little ones and benefit from the newborn gift of € 100.

Take advantage of the newborn gift by taking out a lalux-Study Cover insurance from LALUX and opening a blocked savings account with Spuerkeess before your child's first birthday.

 

€ 50 are offered by LALUX

when taking out lalux-Study Cover

€ 50 are offered by Spuerkeess

when opening a blocked savings account

lalux-Study Cover

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lalux-Study Cover

  • lalux-Study Cover allows you to build up savings to secure your children’s future, that will help him or her to continue his or her studies or to start a career.
  • The savings are guaranteed to the child at the end of the contract even in the event of the death of one of the parents. In the event of death, the premiums will be taken over by LALUX.
  • In case of death during the first 5 years, the benefit is limited to the reimbursement of the premiums paid.
  • At the end of the contract, the savings are paid out to the child in the form of quarterly annuities.
  • Depending on your income, the premiums are tax deductible up to 40%.

 

Blocked savings account

  • The blocked savings account can be opened by the parents, a legal representative or a third person (grandparents, etc.) for the benefit of a child who is dear to them.
    The child is the holder of the account, but will not have access to the funds until his/her 18th birthday.

Blocked savings account

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