lalux-Staff Protect - companies
lalux-Staff Protect is a supplementary pension scheme financed by you to provide additional security for your employees in case of retirement, death or invalidity.
This flexible and fiscally attractive product is an important part of the modern salary package. In order to satisfy your requirements, lalux-Staff Protect has been developed to offer you various ranges of comprehensive and financially attractive insurance cover.
An attractive fiscal framework
The premium for your lalux-Staff Protect is considered an operating expense and is therefore tax-deductible (maximum 20% of the annual pensionable income). For your employees, the premium is exempt from social security contributions. You can complete your salary package with a more advantageous alternative to a pay rise.
Free choice of investment for your employees
Depending on your business plan, your employees themselves determine the proportion they wish to devote to the types of investments offered: guaranteed return solutions (no risk of loss for the employee) or unit-linked products (linked to investment funds). Each year, you allow your employees to redefine their level of investment in relation to their personal situation.
Vous êtes salarié? Complétez le plan de votre employeur de cotisations personnelles.
Votre employeur a souscrit pour vous un régime complémentaire de pension lalux Staff-Protect qui prépare votre retraite et vous garantit une sécurité supplémentaire en cas de décès et d'invalidité? Complétez-le de cotisations personnelles et profitez d'avantages fiscaux!