What are valuable items called and how are they insured?
The term ‘valuables’ includes:
- jewelry, statues, paintings, rare and precious items whose individual value is equal to or higher than 550 EUR on the 100 index (consumer index);
- collections of stamps, medals, coins, postcards, engravings, prints, carpets and furs whose value per collection or per item is equal to or higher than 1,100 EUR on the 100 index (consumer index);
- antique furniture whose value per item is equal to or more than 2,200 EUR on the 100 index (consumer index).
The cover for all valuables defined in this way is limited to 40% of the total sum insured under Contents, although the cover for jewelry may not exceed 20% of the total sum insured under Contents.