The elements obtained are derived from using a simplified simulator. They are only the result of an evaluation based on the information provided by the candidate policyholder regarding his/her situation and the life insurance contract(s) he/she is considering taking out with LA LUXEMBOURGEOISE-VIE SOCIÉTÉ ANONYME D'ASSURANCES.

This assessment does not take into account the applicant’s overall particular situation nor the possible taxation of benefits related to the execution of the prospective life insurance contract(s); the amounts given are therefore only the result of a partial view of the applicant’s situation.
The purpose of this tool is solely to give the applicant policyholder an initial rough indication of the impact that the subscription of this (these) life insurance contract(s) could have on the calculation of his/her taxes on the basis of the regulations in force on 12 November 2020.
The amounts calculated are not guaranteed to be exact; they are provided for information purposes only.
The use of the simulator cannot replace a consultation with a specialised professional, which is always recommended, in particular in order to have the policyholder’s overall personal situation checked in the light of the regulations in force, which are subject to change.
The provision of the tax calculation simulation tool does not commit LA LUXEMBOURGEOISE-VIE SOCIÉTÉ ANONYME D'ASSURANCES, which declines all liability in the event of direct and/or indirect damage linked to the use of the tool.

The elements provided by the use of the simulator cannot be interpreted as an incentive or recommendation to take out a life insurance policy. The candidate policyholder remains entirely free to accept or refuse to take out an insurance contract.