Live your passions without worries easyPROTECT Accident takes care of you!

easyPROTECT Accident Insurance

easyPROTECT Accident Insurance

An accident is one of life’s risks and anyone can be a victim. Whether you enjoy sports, gardening or travelling, easyPROTECT Accident covers the small daily misfortunes that can profoundly change your life and that of your loved ones.

easyPROTECT Accident takes care of you in all circumstances:

  • while on the go (pedestrian, driver and passenger)
  • your usual activities (housework, DIY)
  • your leisure activities (holidays, non-professional sports, etc.)
  • your professional activities (optional coverage)

Advantages of easyPROTECT Accident insurance

An insurance cover for you and your loved ones

Customise your insurance for every family situation: singles, couples, families with/without children or single-parent families. In the “family” formula, all children living at the same address are insured up to the age of 18 (27 in the case of extended studies) at a single rate, regardless of their number.

In Luxembourg, Europe and worldwide

You are covered all year round in Luxembourg and Europe, and you benefit from a territorial extend that applies worldwide for any stay of up to three months.

Occasional extreme sports

Extreme sports practised occasionally are also covered (diving, bungee jumping, parachute jumping). For those who practice them more often, an extension of coverage to the year is also possible.

Documents

Other related products

What is accident insurance?

Accident insurance for your private life supplements the benefits of legal protection. Unlike professional accidents, which are covered by the Accident Insurance Association (AAA), accidents that occur in the private sphere, whether this concerns accidents at home, during your leisure activities, while playing sport or travelling, aren’t covered by Social Security. The costs for these damages therefore have to be borne by the victim, unless they have taken out personal accident insurance.

With easyPROTECT Accident, LALUX offers you 24/7 cover anywhere in the world, to protect you in everyday life: while on the go (on foot or by car), playing sport (even occasional extreme sports), on holiday, when doing DIY etc. There are two formulas available to you:

  • Comfort : you set the amount of the sums insured yourself.
  • Performance: cover is calculated according to actual losses (loss of income, aesthetic damage, medical costs etc.).

You can also activate supplementary guarantees, such as Home Care Services (childcare, psychological support, home help/domestic help etc.).

Why take out accident insurance?

No one is immune to accidents: falling down the stairs, an injury while doing DIY, a bike accident etc. Every day, thousands of accidents occur in day-to-day life that disrupt families. The consequences can be severe: hospitalisation, non-reimbursed medical expenses, an incapacity to work etc. Thanks to easyPROTECT Accident, you can benefit from tailored protection to help you face up to such unexpected events, maintain your financial stability and ensure your daily life and that of your loved ones can continue.

Is accident insurance mandatory?

No. In Luxembourg, only accidents that occur in the workplace or when travelling between work and home are automatically covered by statutory insurance. For all other accidents in your private life, there is no legal obligation to take out accident insurance.

Without additional cover, you are responsible for any health costs, loss of income or physical consequences. That’s why taking out an insurance policy like easyPROTECT Accident is strongly recommended. It allows you to secure your future and provide tangible support to your loved ones in the event of misfortune.

Optional Home Care Services

 

The Home Care Services option offers a multitude of services that can make your life easier following an accident: home help, health care, child care, pet care, psychological support, remedial education, taxi transportation.