Accident insurance for your private life supplements the benefits of legal protection. Unlike professional accidents, which are covered by the Accident Insurance Association (AAA), accidents that occur in the private sphere, whether this concerns accidents at home, during your leisure activities, while playing sport or travelling, aren’t covered by Social Security. The costs for these damages therefore have to be borne by the victim, unless they have taken out personal accident insurance.
With easyPROTECT Accident, LALUX offers you 24/7 cover anywhere in the world, to protect you in everyday life: while on the go (on foot or by car), playing sport (even occasional extreme sports), on holiday, when doing DIY etc. There are two formulas available to you:
- Comfort : you set the amount of the sums insured yourself.
- Performance: cover is calculated according to actual losses (loss of income, aesthetic damage, medical costs etc.).
You can also activate supplementary guarantees, such as Home Care Services (childcare, psychological support, home help/domestic help etc.).