APROBAT insurances are particularly recommended for construction professionals, since it covers both:
their responsibility in the smooth running of the real estate projects they are in charge of,
damage for which all other parties, including subcontractors and the client, are liable
Reduced inspection costs
Thanks to APROBAT, there is no need to go through an external inspection office if the value of the building is less than EUR 5.000.000. By combining insurance and inspections – a unique concept in Luxembourg – APROBAT reduces costs and simplifies procedures.
Prompt settlement in the event of a claim
In the event of a claim, there’s no loss of time in searching for the person responsible, since all those involved are considered to be insured, and you can count on a rapid settlement without any likely interruption of your construction works.
Optimum protection during construction and beyond
Thanks to APROBAT’s comprehensive guarantees, the period during which the works are carried out is covered, as well as your Ten-year Civil Liability after completion.
Special insurance for professionals
APROBAT also offers optimal solutions to cover the civil liability of architects and consulting engineers.
Comprehensive Construction Works insurance – the essential guarantee during construction work
The Comprehensive Construction Works insurance covers damage caused during the works as a result of negligence, carelessness, malevolence and human failure of the suppliers. Burglary and vandalism are also included in the insurance. Damage caused to third parties, whether material or physical, is covered throughout the construction period.
Ten-year Civil Liability
Architects, contractors, engineers and design offices as well as developers are subject by the Civil Code to biennial and decennial guarantees. Make sure that problems do not arise and that the responsible party is able to meet its commitments or, even more importantly, is not bankrupt. Decennial Civil Liability comes into play after completion of the work. Thanks to this guarantee, the finishes are guaranteed for two years and the shell covered for 10 years.