At your side, for more than a 100 years The insurance company LALUX
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Our company

LA LUXEMBOURGEOISE was the very first Luxembourg insurance company active in the Grand Duchy in 1920. Shortly after its constitution, it set up its offices on the corner of “Boulevard Royal-Grand-Rue”.

The business very quickly began to develop its activities in the insurance field and to diversify its range of services in the banking sector, although changes in the law meant that this activity had to be abandoned in 1970.

In view of the unique European market, in 1989 the company split its life and non-life insurance activities and created two separate subsidiaries. It was at this point that the Spuerkeess (Banque et Caisse d’Épargne de l’État) joined the capital of these two new entities. Since then, the Luxembourg identity and roots have been strengthened within the two companies.

LA LUXEMBOURGEOISE group currently employs more than 300 staff in the Grand Duchy. The country has one of the country’s largest networks, with more than 1500 agents including 110 professionals across the country. 

Our history

29 February 1920

  • Start of Non-Life Insurance and Banking activities
  • Name: LA LUXEMBOURGEOISE, Société Anonyme d’Assurance et de Placement (Insurance and Investment Limited Company
  • 1st head office: Avenue Marie-Thérèse, then corner Boulevard Royal and Grand-Rue

1937

  • Start of Life Insurance activities

1942

  • Dissolution of the company by the German occupier

1944

  • Restart of activity after World War II

1968

  • Acquisition of the Helvetia portfolio

1969

  • End of Banking activities as a result of the law of 6 September 1968 concerning the control of insurance companies
  • Creation of a new Luxembourg banking company on 22.12.1969 called the “Banque du Benelux – LA LUXEMBOURGEOISE”
  • Occupation of the new administrative building in the rue Aldringen

1970

  • Transfer of the head office to 10, rue Aldringen
  • New company name: LA LUXEMBOURGEOISE, Société Anonyme d’Assurances

1971

  • Start of computerisation of the company
  • Start of construction of a new building, corner of Boulevard Royal and Grand-Rue

1975

  • Acquisition of the Luxembourg automobile portfolio of the Belgian company A.G. of 1830 (later Fortis)

1981

  • Acquisition of the Luxembourg portfolio of the French company LE GAN Incendie Accidents

1989

  • The separation of the insurance activities and creation of 2 new companies:
  • LA LUXEMBOURGEOISE and LA LUXEMBOURGEOISE-Vie.

1996

  • Constitution of LA LUXEMBOURGEOISE RE

1999

  • Creation of Pecoma International (Pension Consulting and Management) with the Compagnie Fiduciaire and the Banque et Caisse d’Épargne de l’État

2002

  • Acquisition of 25% holding in DKV
  • Introduction of the Sickness portfolio

2003

  • Acquisition of 10% holding in LIA (Lux Investment Advisors) with the Banque et Caisse d’Épargne de l’État (BCEE)

2005

  • Use of brokers to implement the reinsurance programme

2011

  • Creation of the LALUX brand in verbal, advertising and marketing communications
  • Launch of a new visual identity and graphic layout 
  • Moving the new head office to Leudelange
  • New slogan : lalux – meng Versécherung

2015

  • Acquisition of 'DKV Luxembourg'

2020

  • Acquisition of the “employee benefits” activity of the luxembourgish insurance company Cardif Lux Vie

Our partners

SPUERKEESS

Founded in 1856 as the country’s first financial institution, Spuerkeeess formerly known as the Banque et Caisse d'Épargne de l'État Luxembourg (BCEE), is an autonomous public establishment, endowed with a legal personality. The fact that the State of Luxembourg is its only shareholder and that consequently it is the only bank with a capital entirely of and from Luxembourg guarantees maximum security for its customers.

Vereinigte Hagelversicherung VVAG

- Luxembourg Branch -
In 1993 the Norddeutsche Hagel and the Leipziger Hagel amalgamated their skills to create the Vereinigte Hagel. Now the largest hail insurance company in Europe, the Vereinigte Hagel is a member of the AGRORISK group and insures farmers, winegrowers and market gardeners in Germany, Luxembourg, France and Italy.

APROBAT

Officially created in July 2010, APROBAT lalux-assurances is the result of an association between two partners in insurance: LA LUXEMBOURGEOISE Société Anonyme d’Assurances S.A. and PROTECT S.A., leader on the Belgian specialist insurance market in the field of construction.

APROBAT lalux-assurances has the tools to meet all the security needs of those in the construction industry: architects, consultant engineers, real estate agents, private individuals, co-ownership syndicates, property managers, promoters and entrepreneurs.

PECOMA Acturial and Risk S.A.

Actuarial and risk consulting for occupational pensions and insurance companies

PECOMA Actuarial and Risk S.A. is a company dedicated to the provision of consulting and advisory services in the area of pensions. They also advise insurance and reinsurance companies.

PECOMA supports its clients in structuring their pension and risk benefit plans and advise them in the selection of the appropriate funding vehicle. They also provide the full range of services in respect of actuarial valuations, management and the administration of the different types of pension plans and pension funds.

R+V Vereinigte Tierversicherung Gesellschaft a.G. (VTV)

LA LUXEMBOURGEOISE is widening its range of insurance products in collaboration with the company Vereinigte Tierversicherung Gesellschaft a.G. (VTV), a member of the R+V insurance group.

Through its intermediary it can offer horse insurance, exclusively on the Luxembourg market. This is intended for equestrians, riders and owners of horses for riding, racing or breeding. VTV is the leading insurer in the equestrian field in Germany and has more than 130 years of experience.