Here in Luxembourg, there's a brilliant yet little-known secret about retirement planning. Beyond the standard state pension, your employer can offer a supplementary pension scheme that lets you prepare for retirement with some seriously advantageous tax breaks. It might not be on everyone's radar, but it's absolutely worth your attention.…
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Retirement is a crucial stage in life, and it is vital to prepare for it properly. In Luxembourg, the retirement system rests on three pillars. The third pillar enables individuals to strengthen their savings in a way that is flexible and adapted to their needs, while benefiting from immediate tax relief thanks to retirement savings plans. This type of insurance is particularly interesting for those who wish to optimise their financial situation in the long term.…
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Luxembourg has one of the most generous retirement systems in the world. On average, pensioners receive 75% of their average salary. In neighbouring countries, this percentage is lower: 58% in France and 44% in Germany. Our retirement age is also lower than that of our neighbours.…
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Have you decided to pursue your career in Luxembourg, just arrived and settled in? Then, welcome to our country! You might be asking yourself how to keep your extra-legal benefits from your previous employer abroad, particularly your pension plan, also known as the Supplementary Pension Scheme (Régime Complémentaire de Pension –RCP) in Luxembourg. …
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