Your home insurance obviously covers the building you live in, but also its contents.  To insure your furniture, it is important to assess its value. This determines the sum insured of furniture stated in your contract and serves as the basis for calculating your compensation in the event of a claim. An evaluation that is too low may therefore limit the amount of your compensation.

To establish and set the sum insured of furniture correctly, it is important to take into account the real value of each of your belongings. The furniture, the fitted kitchen, the laundry room and all household appliances, as well as decorative items, not forgetting carpets and curtains. Don't forget:

• your electronic multimedia devices,
• clothing,
• accessories and personal belongings.
• And don't miss out on valuables such as watches and jewellery.

But that's not all. You also need to include crockery and glasses, garden furniture, books, artworks, and collections. As well as sports equipment, musical instruments, bicycles and gardening tools and DIY equipment. To make it easier for you, use the furniture evaluation leaflet available on lalux.lu.

Over time, the total value of your furniture will change due to acquisitions of new equipment and items or their replacement. So remember to regularly reassess your insured amount, especially during major life changes such as moving in with your partner, having a child, renovating your home, starting a new hobby requiring specific equipment or simply during a significant acquisition.

Evaluating your furniture also allows you to identify your specific equipment. easyPROTECT Home offers many optional packs to cover them and customize your insurance policy according to your needs and lifestyle.

Do you want assistance in properly insuring your home and belongings?  Your LALUX agent is there for you!