Pension
Prevention
Since January 2026, your retirement has to be prepared for differently. After months of negotiations between the government, unions, and employers, the reform of the Luxembourg pension system is now in effect. What does this mean for your future in concrete terms? What adjustments have been decided upon? In this article, we break down the changes that directly impact your pension, the new rules you need to know, and the key figures of this reform. Because preparing well for retirement means first understanding it well.
2026 pension reform: A missed opportunity
Download our complete analysis of the 2026 pension reform in Luxembourg
In this article, Claudia Halmes-Coumont, Director of LALUX-VIE, analyzes the limitations of the statutory pension system and explains the concrete impacts of the new reform on insured persons. She also highlights the growing importance of supplementary pension solutions in Luxembourg in order to maintain living standards after the end of one's professional career.