Life insurance
Invest
25.04.2025
A Guide to life insurance: Understanding the different kinds of investments
Life insurance is an essential investment if you want to save, get ready to retire or pass on capital. Beyond these more traditional uses, its significant investment flexibility makes it attractive, allowing you to spread your savings across several asset classes, while adapting to your chosen risk profile. Another key advantage lies in the transfer: It is up to you to decide who will receive the money in your insurance. You can change the beneficiaries in your policy for free, as many times as you wish.
And when taken out in Luxembourg, your policy will benefit from a unique protection framework that strengthens the security of your assets should the insurer default.
However, in light of a wide range of options including guaranteed capital, units, investment funds, equities, bonds and asset allocation, it can sometimes be difficult to choose the right one. What are the differences and how do you go about choosing? Here is a guide to help you see things more clearly.
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