Protecting your loved ones while save while enjoying tax benefits? easyLIFE Mixed combines protection and savings
easyLIFE Mixed
Customers / Insurances / Life / easyLIFE Mixed

easyLIFE Mixed

If you want to protect your loved ones in the event of death and at the same time set up a personalised savings plan, easyLIFE Mixed allows you to achieve both at once!
In the event of death, your loved ones’ standard of living is guaranteed thanks to the capital you have decided to guarantee them.
If you live to the end of the contract, you can freely dispose of your savings, tax-free.

Advantages

Free choice of the amount saved

easyLIFE Mixed allows you to set the amount you want to save yourself. You can also set the payment frequency that suits you best: annual, semi-annual, quarterly or monthly premium – it's up to you.

Estate planning

You are free to decide who will receive the amount of your easyLIFE Mixed insurance. You can change the beneficiaries of your contract as many times as you like, free of charge.
In the event of death, the beneficiaries you chose have immediate access to the amount you have defined, without waiting for the end of the estate.
 

Tax deduction and exemption

Your premiums are tax deductible (according to Article 111 of the law on income tax), if your contract lasts at least 10 years.
Depending on your income, you can save up to 45 % of it. In the event of death, your direct beneficiaries do not pay any tax on the amount you have reserved for them. The savings capital is also tax-free.

A secure investment

easyLIFE Mixed ensures guaranteed savings and offers your savings a minimum interest rate set by the insurance supervisory authority, the Commissariat aux Assurances. From the third year, an additional profit-sharing rate is set annually according to the company's results and the evolution of interest rates on the financial markets.

Options

Accident Option

In the event of accidental death, the insured capital can be up to four times higher. And in the case of a traffic accident, the insured sum can be paid up to seven times.

Total disability Option

This allows, at the very least, the suspension of premium payments while maintaining the guarantee of payment of the defined amounts. In the event of total physiological disability, the amount provided for in the event of death is paid immediately.

Documents

Lalux Document Img Alt

easyLIFE Mixed

Classic mixed life insurance with a guaranteed interest rate and profit-share

Find out more...

One or two insured persons – the choice is yours

If you live as a couple, it may be useful to purchase joint life insurance. This means that the amount provided for in the event of death is paid to the beneficiary immediately upon the death of one of the two insured persons.

Guaranteeing the repayment of a loan

Endowment insurance can be an excellent way to cover the amount of a loan. If the loan is for the purchase of your principal residence, outstanding balance due insurance or mortgage insurance will nevertheless be the most appropriate solution.

Discover the mortgage insurance

Ideal for young people!

The earlier you subscribe to your easyLIFE Mixed, the more attractive the price!
Later on, when you want to borrow a substantial amount of money, for example to buy your own home, your easyLIFE Mixed will allow you to reduce the amount you need to cover the loan considerably.
An ideal savings plan that covers your death while making it easier to achieve your future plans!