easyPROTECT-Accident - Performance formula
The Accident insurance, a responsible choice
- Thanks to the easyPROTECT-Accident insurance you are covered at any time :
- transport (as a pedestrian, driver or passenger)
- daily activities (home work and do-it-yourself)
- leisure activities (holidays, non professional sports, etc.)
- Territorial scope: Luxembourg, worldwide (for stays under 3 months)
- Custom-made configurations for every family situation: singles, couples, families with or without children, single-parent families.
- Possible extension for professional life
Delivery of the Performance formula
- The 'Performance' formula of the easyPROTECT Accident policy allows to satisfy even the highest requirements regarding protection against accidents.
- Compensation is based on your actual prejudice and the very consequences on your life: it depends on your age and incapacity degree and is fixed after the possible intervention of Social Security and similar organisations.
- Unlike the 'Comfort' formula providing a lump-sum compensation (percentage of a previously fixed insurance sum), the 'Performance' formula compensates corporal prejudices according Luxembourg Common Law:
- It is calculated according your incapacity degree which is stated by a medical expert as well as on your age
- The younger you are and the higher incapacity degree you suffer from, the higher the compensation is
- Besides physical damages, it covers the following risks:
- Loss of income (due to a temporary or permanent working incapacity)
- Aesthetic damages (scars, disgraces and deformations)
- Loss of amenity (privation of sports activities, loss of 'normal life' enjoyments)
- Moral damage (in the event of the policy-taker's decease)
- Thanks to the optional "home care services" package, LALUX takes care of a multitude of services which can facilitate your life after an accident: domestic help, living-in sickness care, child care, animal care, psychological support, tutoring, taxi service.
The 'Performance' formula of the easyPROTECT-Accident insurance is your safest choice if:
- You have high degrees of professional responsibility
- You are a liberal professional
- You are self-employed
- You would be unable to resume your work after an accident (restaurateur, garage owner, musician, model, etc.)