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Choosing the right strategy for your savings or investments isn’t always easy. Between the various investment vehicles available, your investment horizon and your personal objectives - preparing for your retirement, financing a project or building up your capital - it can be hard to know where to start.
To support you through these important decisions, LALUX relies on Coanda Simulations, an innovative digital tool developed by Active Asset Allocation (AAA), a FinTech that is recognised on the French and international market for its advanced simulation and asset allocation algorithms. LALUX is now the first insurer in Luxembourg to provide you with this tool through its network of professional agents. With Coanda Simulations your investment choices become more concrete, more transparent and easier to understand.
Visualise the evolution of your savings
One of the big advantages of Coanda Simulations is that it enables you to actually visualise the potential evolution of your savings over time.
Your agent can simulate different investment strategies according to the vehicles you are considering. Using the mirror view, you can thus compare several scenarios side by side, thereby gaining a better understanding of the impact of your decisions on the growth of your capital.
The tool integrates all available investment vehicles, providing a comprehensive and realistic view of the options.
Issues related to environmental, social and governance criteria are also taken into account to ensure your investment choices are in line with your values and sustainability preferences. For this purpose, the tool presents a clear and accessible sustainability analysis, that summarizes information from issuers to help users better understand how these criteria are integrated into the management of each fund and the effects they might have on the investment.
Optimise your pension savings
Coanda Simulations is particularly useful for preparing your pension savings, whether you’re a private individual or self-employed.
The simulations make it easier to plan for the long term and to optimise your strategy to prepare for your retirement with complete peace of mind.
Test your other savings strategies
If you are interested in easyLIFE Invest for Future, a sustainable solution that has been awarded the LuxFLag label, Coanda Simulations will enable you to test out different allocations between capital-protected investment vehicles and investment funds, according to your risk profile.
The simulations offer a clear and realistic vision of the potential performances and help you tailor your strategy to your objectives and risk tolerance.
Make better informed decisions
By making the investment mechanisms visual and understandable, Coanda Simulations facilitates your discussions with your agent. This educational approach enables you to gain better insight into the opportunities and risks associated with the different investments, and to make investment decisions that are better informed and more suited to your personal objectives.
By combining technological innovation, financial expertise and personal advice, LALUX is reaffirming its role as a trusted partner to support you in building and growing your savings, both today and in the future.
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