Retirement is often perceived as a new chapter in life. It’s not just about the end of your working life, it’s also an opportune time to fulfil your passions, to become socially engaged and to share your experience. However, adequate preparation is essential if you want to make the most of it. This guide can help you to prepare for this new step in life.…
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By the age of 60, many think it’s too late to take out a supplementary pension insurance. However, it is still entirely possible — and often fiscally attractive — to do so. Luxembourg’s legislation allows you to take out a supplementary pension insurance up to the age of 65, as long as the contract has a minimum length of 10 years and ends before the age of 75. This solution, of which many are unaware, presents a genuine opportunity for people to enjoy tax benefits at the end of their career. …
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Between work, family and everyday plans, retirement often seems a long way off. However, with the current debates about the pension reform in Luxembourg, one question keeps coming up: will we have the same amount of income as our parents when we retire? The answer is not certain, but one thing is: getting ahead of the game now is the best strategy.…
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Here in Luxembourg, there's a brilliant yet little-known secret about retirement planning. Beyond the standard state pension, your employer can offer a supplementary pension scheme that lets you prepare for retirement with some seriously advantageous tax breaks. It might not be on everyone's radar, but it's absolutely worth your attention.…
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Retirement is a crucial stage in life, and it is vital to prepare for it properly. In Luxembourg, the retirement system rests on three pillars. The third pillar enables individuals to strengthen their savings in a way that is flexible and adapted to their needs, while benefiting from immediate tax relief thanks to retirement savings plans. This type of insurance is particularly interesting for those who wish to optimise their financial situation in the long term.…
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