Customers / Insurances / Auto / Formulas

Formulas

Preferred choice of 78% of our customers

Compare the 3 formulas

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Security
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Comfort
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Performance
Third party liability
Legal protection
Top Assistance
Remplacement vehicle
Fire, theft, glass breakage
Collision with stray animal
Forces of nature
Damage to vehicle (CASCO)
Joker CASCO
No penalty (malus) in case of a CASCO claim
Third party liability
Legal protection
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE
In the event of a breakdown (days max.)
5 days
5 days
5 days
In the event of an accident (days max.)
5 days
15 days
15 days
In the event of total loss (days max.)
5 days
36 days
36 days
In the event of theft (days max.)
30 days
61 days
61 days
FIRE
Fire
THEFT
Carjacking, Homejacking
Replacement of wheels, tyres, hubcaps
Replacement of keys and locks, repair of the anti-theft system
GLASS BREAKAGE
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
FORCES OF NATURE
Forces of nature
COLLISION WITH A STRAY ANIMAL
TOTAL LOSS
Total loss (Optional for Security formula)
DAMAGE TO THE VEHICLE (CASCO)
Direct handling of the repair invoice
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 1000)
Joker if no Casco claims over 3 years
Bonus protection following a Casco claim
Repair plus
OPTIONAL GUARANTEES
Replacement value for three years
Option
Option
Option
Purchase value of used vehicle
Option
Option
Option
Higher Category Replacement Vehicle
Option
Option
Comprehensive Auto Legal Protection
Option
Option
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Option
Option
Driver's Guarantee
Option
Option
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
Option
Option
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Compare the 3 formulas

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Security
Third party liability
Legal protection
Top Assistance
Remplacement vehicle
Fire, theft, glass breakage
Collision with stray animal
Forces of nature
Third party liability
Legal protection
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE
In the event of a breakdown (days max.)
5 days
In the event of an accident (days max.)
5 days
In the event of total loss (days max.)
5 days
In the event of theft (days max.)
30 days
FIRE
Fire
THEFT
Carjacking, Homejacking
Replacement of wheels, tyres, hubcaps
Replacement of keys and locks, repair of the anti-theft system
GLASS BREAKAGE
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
FORCES OF NATURE
Forces of nature
COLLISION WITH A STRAY ANIMAL
DAMAGE TO THE VEHICLE (CASCO)
OPTIONAL GUARANTEES
Replacement value for three years
Option
Purchase value of used vehicle
Option
Higher Category Replacement Vehicle
Comprehensive Auto Legal Protection
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Driver's Guarantee
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
See detailsSee less
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Comfort
Third party liability
Legal protection
Top Assistance
Remplacement vehicle
Fire, theft, glass breakage
Collision with stray animal
Forces of nature
Damage to vehicle (CASCO)
Joker CASCO
Third party liability
Legal protection
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE
In the event of a breakdown (days max.)
5 days
In the event of an accident (days max.)
15 days
In the event of total loss (days max.)
36 days
In the event of theft (days max.)
61 days
FIRE
Fire
THEFT
Carjacking, Homejacking
Replacement of wheels, tyres, hubcaps
Replacement of keys and locks, repair of the anti-theft system
GLASS BREAKAGE
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
FORCES OF NATURE
Forces of nature
COLLISION WITH A STRAY ANIMAL
TOTAL LOSS
Total loss (Optional for Security formula)
DAMAGE TO THE VEHICLE (CASCO)
Direct handling of the repair invoice
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 1000)
Joker if no Casco claims over 3 years
OPTIONAL GUARANTEES
Replacement value for three years
Option
Purchase value of used vehicle
Option
Higher Category Replacement Vehicle
Option
Comprehensive Auto Legal Protection
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Driver's Guarantee
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
See detailsSee less
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Performance
Third party liability
Legal protection
Top Assistance
Remplacement vehicle
Fire, theft, glass breakage
Collision with stray animal
Forces of nature
Damage to vehicle (CASCO)
No penalty (malus) in case of a CASCO claim
Third party liability
Legal protection
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE
In the event of a breakdown (days max.)
5 days
In the event of an accident (days max.)
15 days
In the event of total loss (days max.)
36 days
In the event of theft (days max.)
61 days
FIRE
Fire
THEFT
Carjacking, Homejacking
Replacement of wheels, tyres, hubcaps
Replacement of keys and locks, repair of the anti-theft system
GLASS BREAKAGE
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
FORCES OF NATURE
Forces of nature
COLLISION WITH A STRAY ANIMAL
TOTAL LOSS
Total loss (Optional for Security formula)
DAMAGE TO THE VEHICLE (CASCO)
Direct handling of the repair invoice
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 1000)
Bonus protection following a Casco claim
Repair plus
OPTIONAL GUARANTEES
Replacement value for three years
Option
Purchase value of used vehicle
Option
Higher Category Replacement Vehicle
Option
Comprehensive Auto Legal Protection
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Driver's Guarantee
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
See detailsSee less

Security

A solid basic package at a competitive price

You prefer to limit yourself to the basic coverage that provides you with the compulsory third party liability cover, as well as theft, fire damage and glass breakage.

Damage to your car following a collision with a stray or wild animal, as well as damage caused by the forces of nature (storm, hail, flood) is also covered.

You agree to pay for other damage yourself.

The Total loss option also allows you compensation in the most extreme cases, when your car is declared irreparable.

Comfort

Complete and balanced coverage

You would like all damage to your car to be covered but you accept that your insurance premium will increase in the event of a claim. This is the most commonly offered package in Luxembourg.

Thanks to the Joker Malus option, a full coverage claim every three years has no impact on your bonus level.

Performance

The solution for the most demanding customers

At LALUX, we are committed to offering the best possible cover to our policyholders.

The Performance package has been specially developed to cover all damage to your vehicle without affecting your insurance premium!

The preferred choice of 78% of our easyPROTECT Auto customers.