Group all your car, house, accidents and civil liability insurance policies in a single easyPROTECT contract and get financial discount on your annual premium:

For every house and/or car insurance, you save 50 €!

Group all your car, house, accidents and civil liability insurance policies in a single easyPROTECT contract and get financial discount on your annual premium:

For every house and/or car insurance, you save 50 €!

Did you know that LALUX has a lot of confidence in young drivers? At LALUX, no mandatory deductible for driving license candidates.

You want to simplify your life? Since a few months LALUX offers lalux for you, its online customer area that allows you to manage all your insurance policies, to make claims online and to contact your insurance agent.

If you wish to establish a heritage, to realize a dream or a just to feel financially safe, LALUX proposes an outfit of very flexible life insurance adapted to your personal needs and means.

Your children's future is a major concern for you? LALUX offers a whole variety of saving and foresight solutions that can be easily adapted to your needs and financial means.

With our various accident insurance formulae, it is possible to cover yourself against unforeseen incidents of private and/or professional life: we can support you financially in the case of a permanent working incapacity, but also temporary disability or a hospitalization.

Probably you are perfectly aware that children are overflowing with vitality but barely know how to anticipate or assess possible risks and dangers. If you wish to protect your child against school and leisure activity accidents you might think about our special children accident insurances.

Do not forget to cover your spouse and yourself against the accidents that can occur during in your leisure or professionnal activities. Inquire on our various accident coverage formulae.

Did you know that in our civil liability insurance, all your children are included and covered against physical damage to third party property?

Our two 'driver cover' formulae allow you to protect a designated driver of any car, or any person authorized to drive a designated vehicle. In the case of a traffic accident, the guarantee foresees a compensation of physical hurts and covers treatment fees and prosthesis, economic loss as well as temporary or permanent working disability.

Our general accident insurance protects you not only during your professional activities but also during gardening and renovation works.

Are you conscious that in the event of disability you are clearly less covered by the Social Security than an ordinary employee? Do not forget to protect yourself sufficiently against accidents by raising your 'working incapacity' insurance sum at a level being situated between 3 in 6 times your annual salary.

Even in the case you are currently unemployed you might face various risks and dangers. Do not hesitate to discuss your situation with one of our devoted insurance agents.

Very often agreements between owners and tenants deteriorate in the case of a disaster. Anticipate and avoid problems: a home insurance for tenants is needed in a tenancy agreement and protects you from bad surprises.

Buying or buiding an apartment or house is not only a financial commitment, but sould also be seen as an investment in the future. Protecting your heritage and the interests of your chidlren by choosing a perfectly adapted home insurance is a question of responsability.

Did you know that LALUX offers very extensive coverage for your real-estate projects. With the APROBAT-LALUX insurance policies you are insured against all conceivable risks to which your building site can be put out within the framework of transformation,  renovation or construction works.

Did you know that you are covered by the third party liability of your parents as long as you share the same address with them.

The 'Security'-formula of our home insurance offers optimal protection against all the common risks (fire, water damage, glass breakage, theft) for a competitive and compelling price.

The 'Comfort'-formula covers in addition to the most common risks against the theft of your bbq, garden furniture and plants. Furthermore you benefit from a new for old replacement of non-portable computer material (screens, printer, computer hardware) up to 5 years.

The 'Performance'-formula of our home insurance is the most comprehensive insurance for your house or flat. The breakage and theft of mobile IT-devices (laptop, tablets), audiovisual equipment and household appliances is also covered. Your personal effects (cameras, mobile phones, GPS and luggage) are protected all over the world against theft and loss.

You recently did an important investment in your mobility. A new car implies as much a comprehensive insurance as it does need regular maintenance and a rather careful driving style. In the case of an accident, a good insurance helps to quickly carry out reparation works without too many financial consequences. With our 3-years-new-for-old replacement value you benefit for three years from an optimal compensation.

New cars do quickly lose their value. If your car is less than 3 years old, your can chose an optional advantageous compensation system: 10% increase of your car's replacement value if it is economically reparable.

Accidents always occur when you do not at all expect them. Reparing your car can become very expensive. Protect your car with a 'casco/all risk' insurance: if your bonus/malus degree is inferior to 11, you benefit from a 10% discount on your annual premium.

Older cars too should be sufficiently insured, especially against collision with wild or roaming domestic animals, natural hazards or fire. If your bonus/malus degree is inferior to 11, you benefit from a 10% discount on your annual premium.

Even though your car is not the newest anymore, you still feel attached to it. In case of an accident, repairing a car of a certain age can become quite expensive and represent a financial burden.

Even without possessing a car, you would like to be mobile. No matter what public or private transport you may prefer, you will have to deal with various residual risks. That is why you should think about a customized person insurance.

You are a carefull driver and always try to avoid provocating car accidents. You should not forget your own security though. Did you know that the driver is not automatically insured by its own car insurance? An additional driver cover does not have to be expensive...

Material damage is not a big deal once your car is sufficiently insured. But what about possible injuries after a car accident? Sure, the National Healt Fund (CNS) may cover treatment fees but they do not compensate your working incapacity if you are found liable for the accident. Your own protection as a driver should be a must.

A big part of your everyday life takes place on the road. When driving you generally give a certain importance to your own comfort. Do you think about your own security as well?

You love to travel? Our 'Worry-free' travel insurance could be interesting for you: it protects you against travel illness and accidents,covers cancellation and medical costs and offers you assistance in case of an accident.

Are you usually engaged in several hobbies or occupations during your leisure time? Do you travel a lot? Our accident insurances protect you 24 hours a day, around the world as a pedestrian, an athlete, a driver or a passenger of any possible individual transport means.

Did you know that it is required by law to possess a special hunting third party liability insurance during your hunting activities? This insurance covers any damage caused by you or your dog whether it is by fault or due to neglicence.

Together with our partner R+V we offer exclusively a horse insurance policy on the Luxembourg market: horse riding accident, third party liability, refund of medical and post-surgery operational fees.

Are you member of a sports club or association? We offer specific association third party liability cover for any type of activity. Talk to your collegues or committee members…

Are you aware that your common pets (dogs, cats) are always included in your civil liability insurance. Beware! Mastiff or other specific dog breeds need an additional liability cover.

Are you collecting precious objects (Art, coins, stamps, etc.) ? Consider checking frequently your insurance sums in order to be sufficicently covered. If you need support in your household goods analysis, do not hesitate to contact your insurance agent.

Are you member of a cultural or leisure activity association? We offer specific third party liability insurances for associations in any kind of activity field. Talk to your collegues or committee members.

We are glad to count you among our customers.
You certainly know that ckecking regularely insurance sums is a question of responsability: it guarantees that you benefit from an optimal compensationin the event of a disaster.

Our devoted and qualified insurance agents would be pleased to assist you in any insurance decisions. If you are not in contact with one particular LALUX agent, feel free to use the insurance agent search function below.

Did you know that LALUX has a lot of confidence in young drivers? At LALUX, no mandatory deductible for driving license candidates.

You want to simplify your life? Since a few months LALUX offers lalux for you, its online customer area that allows you to manage all your insurance policies, to make claims online and to contact your insurance agent.

If you wish to establish a heritage, to realize a dream or a just to feel financially safe, LALUX proposes an outfit of very flexible life insurance adapted to your personal needs and means.

Your children's future is a major concern for you? LALUX offers a whole variety of saving and foresight solutions that can be easily adapted to your needs and financial means.

With our various accident insurance formulae, it is possible to cover yourself against unforeseen incidents of private and/or professional life: we can support you financially in the case of a permanent working incapacity, but also temporary disability or a hospitalization.

Probably you are perfectly aware that children are overflowing with vitality but barely know how to anticipate or assess possible risks and dangers. If you wish to protect your child against school and leisure activity accidents you might think about our special children accident insurances.

Do not forget to cover your spouse and yourself against the accidents that can occur during in your leisure or professionnal activities. Inquire on our various accident coverage formulae.

Did you know that in our civil liability insurance, all your children are included and covered against physical damage to third party property?