Insurance solutions for car drivers
Why to insure the driver ?
Did you know that the driver is the only person who is never protected by his own Auto liability insurance?
Our Driver cover and optional Accident - Death, Disability and Medical Expenses guarantees are essential supplements to your easyPROTECT Auto insurance contract.
These two guarantees provide valuable financial assistance in the event of a traffic accident.
Accident - Death, Disability and Medical Expenses guarantee
Personal insurance supplement for your easyPROTECT Auto insurance contract.
In the event of a traffic accident, payment of a fixed amount fixed and known in advance, without assessment of the damage actually perceived.
The insured person determines the insurances sums in advance and may opt for benefits in the form of payment of a capital in the event of death, permanent disability or for the payment of a daily allowance from the 1st day of hospitalization and reimbursement of medical expenses.
Driver cover
This guarantee compensates the driver as would do the civil liability of a third party in the event of an accident, namely on the basis of an assessment of the damage actually suffered.
Body injury is covered as well as treatment and prosthesis costs, economic loss following temporary or permanent incapacity for work, temporary or permanent damage to physical integrity as well as clothing damage resulting from bodily injury.
In the event of death attributable to the accident, LALUX compensates the beneficiary (ies) for the economic loss suffered by the family as well as for funeral costs.