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Formulas

Preferred by 80% of our customers

Compare the 3 formulas

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Security
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Comfort
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Performance
BASIC COVER
FIRE
WATER DAMAGE
GLASS BREAKAGE
STORM, HAIL, TORNADO, EARTHQUAKE
HOUSEHOLD & ELECTRICAL DAMAGE
ANCILLARY COVER
SUPPLEMENTARY PACKS
THEFT, PROPERTY DAMAGE
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
OUTDOOR ARRANGEMENTS
Option
REPLACEMENT VALUE
Option
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
Option
PERSONAL EFFECTS AND LEISURE ITEMS
Option
CLIMATE HAZARDS
Option
REBUILDING TO THE NEW STANDARDS
Option
OPTIONAL PACKS
SWIMMING POOL
Option
Option
TRAVEL
Option
Option
GREEN ENERGY APPLIANCES
Option
Option
CYCLING AND SOFT MOBILITY
Option
Option
VALUABLE ITEMS
Option
Option
HUNTING
Option
Option
FURNITURE AT FIRST LOSS
Option
Option
OCCUPYING AND NON-OCCUPYING CO-OWNER
Option
Option
HOME ASSISTANCE
Option
Option
FAMILY CIVIL LIABILITY
Option
Option
Option
BUILDING CIVIL LIABILITY
Option
Option
Option
COMPREHENSIVE FAMILY LEGAL PROTECTION
Option
Option
Option
BASIC COVER
FIRE
Fire and fire-related incidents
WATER DAMAGE
Water and frost damage
Heating oil leakage
GLASS BREAKAGE
Glass breakage (windows, doors, sanitary fittings)
Breakage of greenhouses, conservatories and winter gardens
Breakage of ceramic hobs
STORM, HAIL, TORNADO, EARTHQUAKE
Storm, hail, tornado, earthquake
HOUSEHOLD & ELECTRICAL DAMAGE
Household and electrical damage
Loss of foodstuffs
ANCILLARY COVER
Experts’ fees, excavation and clean-up costs, measures to temporarily secure the home, unemployment, soil decontamination, etc.
SUPPLEMENTARY PACKS
THEFT, DAMAGE TO PROPERTY
Theft, damage to property
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
Terrorist attacks, vandalism and graffiti
OUTDOOR ARRANGEMENTS
Theft of and damage to garden furniture, outdoor games, gardening and DIY equipment, barbecues and plants following an insured incident
option
Repair of outdoor underground pipes
option
REPLACEMENT VALUE
Replacement value for furniture up to ten years old, household appliances up to five years old and items covered by the Multimedia, Personal Effects and Travel packs up to five years old.
option
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
Breakage and theft of IT and audiovisual equipment, household appliances, alarm and home automation equipment at home (portable and non-portable devices) and anywhere in the world (portable devices)
option
PERSONAL EFFECTS AND LEISURE ITEMS
Breakage and theft of goods other than multimedia equipment taken on a trip: personal effects, sports equipment, skis
option
CLIMATE HAZARDS
Flooding, sewer backup, landslides, run-off
option
REBUILDING TO THE NEW STANDARDS
Following an incident, rebuilding the home to meet new technical and environmental standards at the time of reconstruction
option
OPTIONAL PACKS
SWIMMING POOL
Material damage to your swimming pool, its technical installations and accessories, in particular the cover and outdoor shower.
option
option
TRAVEL
Minimum guarantee travel pack - Travel cancellation: Flight delays, missed departures, trip interruption and rental vehicle excess reimbursement
option
option
Luggage: Breakage and theft of luggage while travelling including delayed luggage (reimbursement of emergency purchases), breakage and theft of rented sports equipment
option
option
Annual Assistance: Repatriation in the event of illness or death, refund of medical and hospitalisation expenses abroad, search and rescue expenses
option
option
GREEN ENERGY APPLIANCES
Breakage of equipment (solar panels, heat pumps, wind turbines, electric vehicle charging points, etc.)
option
option
Loss of revenue due to not being able to produce energy or use the energy produced
option
option
CYCLING AND SOFT MOBILITY
Minimum guarantee Cycling and soft mobility Pack: Theft of and material damage to bicycles, electric bicycles, scooters and other mobility vehicles travelling at speeds of up to 25 km/h
option
option
Accident: Bodily injury to driver and passengers
option
option
VALUABLE ITEMS
Material damage and theft
option
option
HUNTING
Minimum guarantee Hunting Pack : Hunting civil liability
option
option
Hunting rifle: Material damage and theft
option
option
Hunting accident: Personal injury to the hunter
option
option
Hunting dog accident: Costs of treatment or death related to hunting injuries
option
option
FURNITURE AT FIRST LOSS
Cover based on the value declared by the insured person: no under-insurance applicable
option
option
OCCUPYING AND NON-OCCUPYING CO-OWNER
Occupying and non-occupying co-owner
option
option
HOME ASSISTANCE
Arranging and paying for emergency repairs (electrician, plumber, heating engineer, locksmith, blocked garage door, waspnest), Assistance after an insured incident (house sitting, help with relocation, moving, child and pet care)
option
option
FAMILY CIVIL LIABILITY
Bodily injury and damage to property caused to third parties by family members or pets, including accidental pollution
option
option
option
BUILDING CIVIL LIABILITY
Building civil liability including accidental pollution
option
option
option
COMPREHENSIVE FAMILY LEGAL PROTECTION
Comprehensive Family Legal Protection
option
option
option
See detailsSee less

Compare the 3 formulas

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Security
BASIC COVER
FIRE
WATER DAMAGE
GLASS BREAKAGE
STORM, HAIL, TORNADO, EARTHQUAKE
HOUSEHOLD & ELECTRICAL DAMAGE
ANCILLARY COVER
SUPPLEMENTARY PACKS
THEFT, PROPERTY DAMAGE
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
OUTDOOR ARRANGEMENTS
REPLACEMENT VALUE
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
PERSONAL EFFECTS AND LEISURE ITEMS
CLIMATE HAZARDS
REBUILDING TO THE NEW STANDARDS
OPTIONAL PACKS
SWIMMING POOL
TRAVEL
GREEN ENERGY APPLIANCES
CYCLING AND SOFT MOBILITY
VALUABLE ITEMS
HUNTING
FURNITURE AT FIRST LOSS
OCCUPYING AND NON-OCCUPYING CO-OWNER
HOME ASSISTANCE
FAMILY CIVIL LIABILITY
Option
BUILDING CIVIL LIABILITY
Option
COMPREHENSIVE FAMILY LEGAL PROTECTION
Option
BASIC COVER
FIRE
Fire and fire-related incidents
WATER DAMAGE
Water and frost damage
Heating oil leakage
GLASS BREAKAGE
Glass breakage (windows, doors, sanitary fittings)
Breakage of greenhouses, conservatories and winter gardens
Breakage of ceramic hobs
STORM, HAIL, TORNADO, EARTHQUAKE
Storm, hail, tornado, earthquake
HOUSEHOLD & ELECTRICAL DAMAGE
Household and electrical damage
Loss of foodstuffs
ANCILLARY COVER
Experts’ fees, excavation and clean-up costs, measures to temporarily secure the home, unemployment, soil decontamination, etc.
SUPPLEMENTARY PACKS
THEFT, DAMAGE TO PROPERTY
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
OUTDOOR ARRANGEMENTS
Theft of and damage to garden furniture, outdoor games, gardening and DIY equipment, barbecues and plants following an insured incident
Repair of outdoor underground pipes
REPLACEMENT VALUE
Replacement value for furniture up to ten years old, household appliances up to five years old and items covered by the Multimedia, Personal Effects and Travel packs up to five years old.
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
Breakage and theft of IT and audiovisual equipment, household appliances, alarm and home automation equipment at home (portable and non-portable devices) and anywhere in the world (portable devices)
PERSONAL EFFECTS AND LEISURE ITEMS
Breakage and theft of goods other than multimedia equipment taken on a trip: personal effects, sports equipment, skis
CLIMATE HAZARDS
Flooding, sewer backup, landslides, run-off
REBUILDING TO THE NEW STANDARDS
Following an incident, rebuilding the home to meet new technical and environmental standards at the time of reconstruction
OPTIONAL PACKS
SWIMMING POOL
Material damage to your swimming pool, its technical installations and accessories, in particular the cover and outdoor shower.
TRAVEL
Minimum guarantee travel pack - Travel cancellation: Flight delays, missed departures, trip interruption and rental vehicle excess reimbursement
Luggage: Breakage and theft of luggage while travelling including delayed luggage (reimbursement of emergency purchases), breakage and theft of rented sports equipment
Annual Assistance: Repatriation in the event of illness or death, refund of medical and hospitalisation expenses abroad, search and rescue expenses
GREEN ENERGY APPLIANCES
Breakage of equipment (solar panels, heat pumps, wind turbines, electric vehicle charging points, etc.)
Loss of revenue due to not being able to produce energy or use the energy produced
CYCLING AND SOFT MOBILITY
Minimum guarantee Cycling and soft mobility Pack: Theft of and material damage to bicycles, electric bicycles, scooters and other mobility vehicles travelling at speeds of up to 25 km/h
Accident: Bodily injury to driver and passengers
VALUABLE ITEMS
Material damage and theft
HUNTING
Minimum guarantee Hunting Pack : Hunting civil liability
Hunting rifle: Material damage and theft
Hunting accident: Personal injury to the hunter
Hunting dog accident: Costs of treatment or death related to hunting injuries
FURNITURE AT FIRST LOSS
Cover based on the value declared by the insured person: no under-insurance applicable
OCCUPYING AND NON-OCCUPYING CO-OWNER
Occupying and non-occupying co-owner
HOME ASSISTANCE
Arranging and paying for emergency repairs (electrician, plumber, heating engineer, locksmith, blocked garage door, waspnest), Assistance after an insured incident (house sitting, help with relocation, moving, child and pet care)
FAMILY CIVIL LIABILITY
Bodily injury and damage to property caused to third parties by family members or pets, including accidental pollution
BUILDING CIVIL LIABILITY
Building civil liability including accidental pollution
COMPREHENSIVE FAMILY LEGAL PROTECTION
Comprehensive Family Legal Protection
See detailsSee less
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Comfort
BASIC COVER
FIRE
WATER DAMAGE
GLASS BREAKAGE
STORM, HAIL, TORNADO, EARTHQUAKE
HOUSEHOLD & ELECTRICAL DAMAGE
ANCILLARY COVER
SUPPLEMENTARY PACKS
THEFT, PROPERTY DAMAGE
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
OUTDOOR ARRANGEMENTS
Option
REPLACEMENT VALUE
Option
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
Option
PERSONAL EFFECTS AND LEISURE ITEMS
Option
CLIMATE HAZARDS
Option
REBUILDING TO THE NEW STANDARDS
Option
OPTIONAL PACKS
SWIMMING POOL
Option
TRAVEL
Option
GREEN ENERGY APPLIANCES
Option
CYCLING AND SOFT MOBILITY
Option
VALUABLE ITEMS
Option
HUNTING
Option
FURNITURE AT FIRST LOSS
Option
OCCUPYING AND NON-OCCUPYING CO-OWNER
Option
HOME ASSISTANCE
Option
FAMILY CIVIL LIABILITY
Option
BUILDING CIVIL LIABILITY
Option
COMPREHENSIVE FAMILY LEGAL PROTECTION
Option
BASIC COVER
FIRE
Fire and fire-related incidents
WATER DAMAGE
Water and frost damage
Heating oil leakage
GLASS BREAKAGE
Glass breakage (windows, doors, sanitary fittings)
Breakage of greenhouses, conservatories and winter gardens
Breakage of ceramic hobs
STORM, HAIL, TORNADO, EARTHQUAKE
Storm, hail, tornado, earthquake
HOUSEHOLD & ELECTRICAL DAMAGE
Household and electrical damage
Loss of foodstuffs
ANCILLARY COVER
Experts’ fees, excavation and clean-up costs, measures to temporarily secure the home, unemployment, soil decontamination, etc.
SUPPLEMENTARY PACKS
THEFT, DAMAGE TO PROPERTY
Theft, damage to property
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
Terrorist attacks, vandalism and graffiti
OUTDOOR ARRANGEMENTS
Theft of and damage to garden furniture, outdoor games, gardening and DIY equipment, barbecues and plants following an insured incident
Repair of outdoor underground pipes
REPLACEMENT VALUE
Replacement value for furniture up to ten years old, household appliances up to five years old and items covered by the Multimedia, Personal Effects and Travel packs up to five years old.
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
Breakage and theft of IT and audiovisual equipment, household appliances, alarm and home automation equipment at home (portable and non-portable devices) and anywhere in the world (portable devices)
PERSONAL EFFECTS AND LEISURE ITEMS
Breakage and theft of goods other than multimedia equipment taken on a trip: personal effects, sports equipment, skis
CLIMATE HAZARDS
Flooding, sewer backup, landslides, run-off
REBUILDING TO THE NEW STANDARDS
Following an incident, rebuilding the home to meet new technical and environmental standards at the time of reconstruction
OPTIONAL PACKS
SWIMMING POOL
Material damage to your swimming pool, its technical installations and accessories, in particular the cover and outdoor shower.
TRAVEL
Minimum guarantee travel pack - Travel cancellation: Flight delays, missed departures, trip interruption and rental vehicle excess reimbursement
Luggage: Breakage and theft of luggage while travelling including delayed luggage (reimbursement of emergency purchases), breakage and theft of rented sports equipment
Annual Assistance: Repatriation in the event of illness or death, refund of medical and hospitalisation expenses abroad, search and rescue expenses
GREEN ENERGY APPLIANCES
Breakage of equipment (solar panels, heat pumps, wind turbines, electric vehicle charging points, etc.)
Loss of revenue due to not being able to produce energy or use the energy produced
CYCLING AND SOFT MOBILITY
Minimum guarantee Cycling and soft mobility Pack: Theft of and material damage to bicycles, electric bicycles, scooters and other mobility vehicles travelling at speeds of up to 25 km/h
Accident: Bodily injury to driver and passengers
VALUABLE ITEMS
Material damage and theft
HUNTING
Minimum guarantee Hunting Pack : Hunting civil liability
Hunting rifle: Material damage and theft
Hunting accident: Personal injury to the hunter
Hunting dog accident: Costs of treatment or death related to hunting injuries
FURNITURE AT FIRST LOSS
Cover based on the value declared by the insured person: no under-insurance applicable
OCCUPYING AND NON-OCCUPYING CO-OWNER
Occupying and non-occupying co-owner
HOME ASSISTANCE
Arranging and paying for emergency repairs (electrician, plumber, heating engineer, locksmith, blocked garage door, waspnest), Assistance after an insured incident (house sitting, help with relocation, moving, child and pet care)
FAMILY CIVIL LIABILITY
Bodily injury and damage to property caused to third parties by family members or pets, including accidental pollution
BUILDING CIVIL LIABILITY
Building civil liability including accidental pollution
COMPREHENSIVE FAMILY LEGAL PROTECTION
Comprehensive Family Legal Protection
See detailsSee less
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Performance
BASIC COVER
FIRE
WATER DAMAGE
GLASS BREAKAGE
STORM, HAIL, TORNADO, EARTHQUAKE
HOUSEHOLD & ELECTRICAL DAMAGE
ANCILLARY COVER
SUPPLEMENTARY PACKS
THEFT, PROPERTY DAMAGE
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
OUTDOOR ARRANGEMENTS
REPLACEMENT VALUE
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
PERSONAL EFFECTS AND LEISURE ITEMS
CLIMATE HAZARDS
REBUILDING TO THE NEW STANDARDS
OPTIONAL PACKS
SWIMMING POOL
Option
TRAVEL
Option
GREEN ENERGY APPLIANCES
Option
CYCLING AND SOFT MOBILITY
Option
VALUABLE ITEMS
Option
HUNTING
Option
FURNITURE AT FIRST LOSS
Option
OCCUPYING AND NON-OCCUPYING CO-OWNER
Option
HOME ASSISTANCE
Option
FAMILY CIVIL LIABILITY
Option
BUILDING CIVIL LIABILITY
Option
COMPREHENSIVE FAMILY LEGAL PROTECTION
Option
BASIC COVER
FIRE
Fire and fire-related incidents
WATER DAMAGE
Water and frost damage
Heating oil leakage
GLASS BREAKAGE
Glass breakage (windows, doors, sanitary fittings)
Breakage of greenhouses, conservatories and winter gardens
Breakage of ceramic hobs
STORM, HAIL, TORNADO, EARTHQUAKE
Storm, hail, tornado, earthquake
HOUSEHOLD & ELECTRICAL DAMAGE
Household and electrical damage
Loss of foodstuffs
ANCILLARY COVER
Experts’ fees, excavation and clean-up costs, measures to temporarily secure the home, unemployment, soil decontamination, etc.
SUPPLEMENTARY PACKS
THEFT, DAMAGE TO PROPERTY
Theft, damage to property
TERRORIST ATTACKS, VANDALISM AND GRAFFITI
Terrorist attacks, vandalism and graffiti
OUTDOOR ARRANGEMENTS
Theft of and damage to garden furniture, outdoor games, gardening and DIY equipment, barbecues and plants following an insured incident
Repair of outdoor underground pipes
REPLACEMENT VALUE
Replacement value for furniture up to ten years old, household appliances up to five years old and items covered by the Multimedia, Personal Effects and Travel packs up to five years old.
MULTIMEDIA, DIGITAL AND MUSICAL INSTRUMENTS
Breakage and theft of IT and audiovisual equipment, household appliances, alarm and home automation equipment at home (portable and non-portable devices) and anywhere in the world (portable devices)
PERSONAL EFFECTS AND LEISURE ITEMS
Breakage and theft of goods other than multimedia equipment taken on a trip: personal effects, sports equipment, skis
CLIMATE HAZARDS
Flooding, sewer backup, landslides, run-off
REBUILDING TO THE NEW STANDARDS
Following an incident, rebuilding the home to meet new technical and environmental standards at the time of reconstruction
OPTIONAL PACKS
SWIMMING POOL
Material damage to your swimming pool, its technical installations and accessories, in particular the cover and outdoor shower.
TRAVEL
Minimum guarantee travel pack - Travel cancellation: Flight delays, missed departures, trip interruption and rental vehicle excess reimbursement
Luggage: Breakage and theft of luggage while travelling including delayed luggage (reimbursement of emergency purchases), breakage and theft of rented sports equipment
Annual Assistance: Repatriation in the event of illness or death, refund of medical and hospitalisation expenses abroad, search and rescue expenses
GREEN ENERGY APPLIANCES
Breakage of equipment (solar panels, heat pumps, wind turbines, electric vehicle charging points, etc.)
Loss of revenue due to not being able to produce energy or use the energy produced
CYCLING AND SOFT MOBILITY
Minimum guarantee Cycling and soft mobility Pack: Theft of and material damage to bicycles, electric bicycles, scooters and other mobility vehicles travelling at speeds of up to 25 km/h
Accident: Bodily injury to driver and passengers
VALUABLE ITEMS
Material damage and theft
HUNTING
Minimum guarantee Hunting Pack : Hunting civil liability
Hunting rifle: Material damage and theft
Hunting accident: Personal injury to the hunter
Hunting dog accident: Costs of treatment or death related to hunting injuries
FURNITURE AT FIRST LOSS
Cover based on the value declared by the insured person: no under-insurance applicable
OCCUPYING AND NON-OCCUPYING CO-OWNER
Occupying and non-occupying co-owner
HOME ASSISTANCE
Arranging and paying for emergency repairs (electrician, plumber, heating engineer, locksmith, blocked garage door, waspnest), Assistance after an insured incident (house sitting, help with relocation, moving, child and pet care)
FAMILY CIVIL LIABILITY
Bodily injury and damage to property caused to third parties by family members or pets, including accidental pollution
BUILDING CIVIL LIABILITY
Building civil liability including accidental pollution
COMPREHENSIVE FAMILY LEGAL PROTECTION
Comprehensive Family Legal Protection
See detailsSee less

Security

A solid basic formula at a competitive rate

With the Security formula, you cover only the essentials (fire, water damage, glass breakage, bad weather) and keep your budget under control.

Comfort

A customisable formula

If you want your home insurance to be like you, choose the Comfort formula. This allows you to choose only the cover that interests you. Tailored comfort to suit your budget. 

Performance

The solution for the most demanding customers

If you want peace of mind and optimum cover, choose the Performance formula, which gives you comprehensive protection. That way, you can sleep soundly at night. 

Specific optional packages

And because your life is unique, you can also add options to tailor your insurance to your specific needs. Discover all the options...

Discover all the options