Pension reform: what will change in 2026

Good news for your future and your taxes!

As part of the new pension reform, the Luxembourg government has announced an increase in the tax deduction limit for retirement savings plans from €3,200 to €4,500 per year per person (Article 111bis L.I.R).

The aim is clear: to encourage the third pillar of pension insurance. By increasing this limit, the Luxembourg government wants to promote individual initiative and enable people to build up more supplementary capital for their retirement, while further reducing the tax burden.

If you already have an individual savings or retirement savings plan, you can benefit from this reform by adjusting the amount of your annual payments to reach the new limit of €4,500.
If not, there is still time to subscribe to a pension plan such as easyPROTECT Pension in order to benefit from this new reform.

Find out why it is important to prepare for your retirement in Luxembourg!